How To Get My Free Credit Score

Get Your Credit Score.
It's FREE!

Being aware of your credit score may allow you to negotiate
a better rate with some lenders.

Get my scoreorLog in

How it works?

Create an account

Create a free membership in as little as 60 seconds, so you can start monitoring your credit health.

Verify your ID

Get personalised and exclusive offers from banks, lenders, insurers and more.

Access our great offers

A verification message will be sent to your email address. After this is confirmed, you will get access to all the features and functions of our portal.

Monitor your credit score

Check in each month to see if your credit score has changed and get the right insights into what you can do to improve it.

Learn more

Credit Scores Given

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A few key
features that
benefit you

Your score won't be
affected

Your credit score will not be
negatively affected by accessing
it through GetCreditScore.

100% free to join

We believe access to your
personal credit score is your right,
and an important step in helping
you on your way to greater financial health.

Get the answers behind
your credit score

Get your credit report overview
information that provides the
details behind your credit score.

Product offers

Review hundreds of different
product offers for GetCreditScore
members to help you find the offer
that suits your personal needs.

Quick & easy

It's quick and easy to sign up
and get your free credit score.

Understand how lenders
view you

Many organisations including
financial, telco and utility providers
may review credit scores as part of
your application.

Safe, secure & simple

Your information is protected via
identity checks and encryption. We
retrieve your credit score directly
from Equifax (formerly Veda).

Show more features

Check out our special
offers from partners

Become a member of GetCreditScore to access special
offers that are tailored to your credit score. It's free!

Got questions?
We've got answers

Visit our help centre to quickly get the answers
you need about your credit score.

A credit score is a number which summarises the credit information from your credit report. Credit scores are just one indicator of your credit risk and may be used by credit providers like banks and credit card companies to help understand how responsible you are to lend to. Generally, a higher credit score is considered better as it indicates lower risk. Your credit score from GetCreditScore is generated by Australia's leading credit bureau, Equifax, and is a number between 0 and 1200.

Your credit score with GetCreditScore is calculated based on your current situation and past behaviour as reported to Equifax, Australia's leading credit bureau. This may include credit limits, your repayment history, overdue debts, how often you've asked for credit and the types of loans or credit you've applied for, the frequency of your credit applications, and several other factors. Your credit score from GetCreditScore is based on the Equifax Credit Score Model.

Help Centre

Get started - it's FREE!

Use our interactive credit score dashboard to understand your score
and get access to relevant financial information and offers.

Create an accountorLog in or Log in if you already have an account